Investing through Super

In recent years the government has changed the laws which now allow superannuation funds to borrow in order to invest in property. More and more investors are seeing the opportunities to invest in property and benefit from the favourable tax treatment that is granted to superannuation.

In order to purchase property through superannuation, an investor will need to set up a self-managed superannuation fund to purchase the property. A deposit of at least 20% will be required plus other costs of purchase, meaning at least $150,000 in the fund will usually be required.

To purchase the property, a separate trust is established that holds the property as custodian for the self-managed super fund until such time as the loan is paid off.

Momentum Wealth has assisted a number of clients who have purchased properties through a self-managed super fund, with all aspects ranging from finance, to purchasing through our buyers agency service, through to the on-going management of the property. If you’d like to purchase a property through a self-managed super fund we can arrange all aspects of the financing, acquisition and management plus we can refer you to qualified accountants and financial planners who can help you set up the fund for you and provide the appropriate advice.

If you are a financial planner or accountant and have a client looking to purchase an investment property, we have helped many clients with the complete process. Please contact us to discuss how we can help your client.